Can I Get My Stimulus Check on My Chime Card?

Now the process to get a stimulus check has become simple like never before. It has become simple because now there is no mandatory requirement of having a bank account to receive a stimulus check from the IRS, US Government, or any other federal agency. That is to say that now with the help of your favorite payment Chime you can get paid early. Though there are so many payment apps that also could be used to receive your stimulus check. So, why choose Chime online bank for the next stimulus check? You might have this question in your mind. Here below I have got an answer to your question.

Be informed that Chime online bank is quite different in many ways from other payment apps. Unlike the other payment apps, Chime is FDIC approved. It means, your money always remains saved on Chime. And if by chance, you fall victim to any scam then you can get back your lost money. This money back guarantee is not provided by my popular payment app such as Square Cash App.

Secondly, Chime does not charge any fee to receive any payment through direct deposit including the stimulus check. Apart from the stimulus check, you can get your salary from your employer, Chime Tax refund, pension, interest, and many other kinds of payments direct to your Chime wallet with ease of mind.

As the third stimulus check is on the way, let’s understand how you can use your Chime online bank account to get your Chime stimulus check.

How do I get my Chime stimulus check?

To get your third Chime Stimulus check, you need only one thing. And that is just sharing the Chime routing number and Chime bank details. With that being said, I mean, you need to Chime direct deposit first and then share your details with the IRS through Get My Payment portal. These are the steps to follow to activate Chime direct deposit:

• Launch Chime app.
• Open setting button (a gear shaped icon) available at the top left corner.
• Now from the drop down menu, select account information and then choose set up direct deposit.
• The next screen will open up with Chime routing number and banking details. Copy all these details as it will come to great use subsequently.
• Finally, tap the Get Direct Deposit Form to receive the form to your email id.
• Fill up the form and upload it to Get My Payment Portal (IRS website).
• Make sure you enter the correct Chime routing number and bank details.

Also Read: How to enable Chime direct deposit ?

Who is not eligible for a Chime stimulus check?

Only downloading and setting up a Chime account is not enough. If you have not verified your Chime account then you will not be able to use your Chime account to receive your Chime stimulus check. Also, if you don’t have a Chime debit card, in that case also, you can’t use Chime to receive your stimulus check from the IRS. Lastly but most importantly, if you are not eligible for a stimulus check in accordance with the applicable terms set by the US Government then, you definitely, will not get a stimulus check from the IRS.